This is one example of a download template.  The navigation bar was removed, along with all the text using Dreamweaver.  The remaining page was captured using Paint Shop Pro and exported to the image slicer.   The image was sliced into editable images and the resulting html saved with all the images.   The header was edited in Paint Shop Pro to add the company name, address, and telephone number.

Going back into Dreamweaver, the image areas where text would be used were removed and the background color made white to hide the background.

The background can be changed to any color or texture.   As it outlines the page, it is recommended to use some sort of background image or color.  Click the links below for examples